Let's get started

So, you are interested in having a faster, easier, fully digital and competitive finance solution for your business. Congratulations!

Let’s get started and break it down for you.

The benefits:

Just two-thirds of Australian businesses are regularly paid on time, amounting to around $28 billion in outstanding debt. This, along with a $60 billion undersupply of Australian business credit means there is not enough available credit to address the shortfall created by late payments. However, Australian banks and other traditional lenders struggle to structure cashflow finance smaller than $5 million, while fintechs and alternative lenders tend to provide amounts below $250,000 only.

Tradeplus24 is specifically designed to alleviate this urgent need for business credit for Australian SMEs generating more than $3M in revenue, offering variable credit lines between $500k and $10M secured against the SME’s account receivables.

Even better, funds are delivered rapidly and affordably via a fully digital and low touch platform which means no interaction is required with your customers. There are currently no other alternative lenders able to offer this affordability and security.

It is this unique process which has seen Tradeplus24 a major success in European markets and high-grade investor support from the likes of Credit Suisse, SIX Group, and Berliner Volksbank.

The process for applying:

Well, the good news is the process is simple, reducing administrative requirements your end by linking a direct data feed from any existing cloud accounting software to us. Alternatively, if you don’t use accounting software, we will be able to still have you upload your records manually.

We then perform ongoing reviews of the debtor book, meaning you can get on with growing your business rather than providing tiresome ongoing manual reports. Even better, most of the application process is done online by following the easy prompts.

Before you proceed, we ask you to check the eligibility table below. If you meet the criteria, please go onto the next step.

Check your eligibility here


Does your business generate $3M to $50M in revenue, have a well-diversified client base of either domestic or international buyers invoiced on 30 days payment terms or more? If so, we could be the lender for you.

The next step:

Simply click on the Proceed button below and the process begins. You’ll be taken to our platform to register your details and our online portal will guide you through every step of the way.